Payment Security and Billing Policy

Effective Date: February 10, 2026

Company Name: Fifth and Tee LLC
Company Address: 75 E 3rd St, Sheridan, WY 82801, United States
Website: https://fifthandtee.com/
Email: info@fifthandtee.com

Introduction

This Payment Security and Billing Policy ("Policy") explains how Fifth and Tee LLC ("Company," "we," "us," or "our") manages billing, invoicing, payment processing, financial security, and related procedures for services provided through https://fifthandtee.com/ (the "Website") and associated consulting, branding, development, content, and automation services (the "Services").

By engaging our Services or submitting payment, you ("Client," "User," or "you") agree to this Policy.

Accepted Payment Methods

We accept secure payments through authorized and trusted payment methods, including but not limited to:

• Stripe
• Automated Clearing House (ACH) transfers
• Domestic and international wire transfers
• Bank transfers
• Other approved secure electronic payment methods

Accepted payment methods may vary depending on the Service, invoice, jurisdiction, and specific agreement.

We reserve the right to approve, decline, or restrict specific payment methods at our sole discretion.

Secure Payment Processing

All electronic payments are processed through secure, industry-standard payment processors.

We utilize trusted third-party providers such as Stripe, which implement advanced security controls, including:

• encryption in transit (TLS/SSL)
• secure payment gateways
• fraud detection and monitoring systems
• PCI-DSS compliant infrastructure
• tokenization of payment information
• secure authentication protocols

Fifth and Tee LLC does not store full payment card numbers on its servers.

All sensitive financial information is processed directly by secure third-party payment processors.

ACH and Wire Transfer Security

Payments made via ACH or wire transfer must be sent only to the official bank account details provided by Fifth and Tee LLC.

Clients are responsible for verifying payment instructions before submitting payment.

We are not responsible for losses caused by:

• payments sent to incorrect accounts not authorized by Fifth and Tee LLC
• interception caused by compromised email accounts
• unauthorized third-party redirection

If you receive suspicious or unexpected payment instructions, you must contact us immediately at info@fifthandtee.com before submitting payment.

Billing and Invoicing

Invoices are issued electronically and delivered via email or secure billing platforms.

Invoices may include:

• service fees
• project fees
• consulting fees
• recurring fees (if applicable)
• taxes, if applicable
• additional agreed charges

Clients agree to review invoices promptly and notify us of any discrepancies within seven (7) days.

Failure to dispute an invoice within this period constitutes acceptance.

Payment Obligations

Clients agree to:

• pay all fees specified in invoices or agreements
• submit payments on or before the specified due date
• provide accurate billing information
• maintain valid and authorized payment methods

Failure to make timely payment may result in:

• suspension of Services
• delay in deliverables
• termination of Services
• additional administrative actions

We reserve the right to refuse or discontinue Services in cases of non-payment.

Late Payments

If payment is not received by the due date, we reserve the right to:

• suspend ongoing work
• delay delivery of services
• withhold deliverables
• terminate agreements

We may also require full prepayment for future Services.

Chargebacks and Payment Disputes

Clients agree to contact Fifth and Tee LLC directly to resolve any billing disputes before initiating chargebacks or payment disputes through financial institutions.

Unauthorized or improper chargebacks may result in:

• suspension or termination of Services
• permanent restriction from future Services
• recovery actions for outstanding balances
• legal action if necessary

We reserve the right to present documentation and evidence to payment processors to contest chargebacks.

Refund Policy

Unless explicitly stated otherwise in writing, payments made to Fifth and Tee LLC are generally non-refundable.

This includes, but is not limited to:

• consulting services
• strategic advisory services
• custom digital work
• project-based services
• partial or completed work

Refunds, if granted, are issued solely at our discretion.

Refund eligibility may depend on:

• project stage
• work completed
• contractual agreements
• specific written refund terms

Approved refunds will be issued through the original payment method whenever possible.

Fraud Prevention and Security Monitoring

We actively monitor transactions for potential fraud or unauthorized activity.

We reserve the right to:

• verify client identity
• request additional verification
• delay processing pending verification
• refuse suspicious transactions
• cancel transactions suspected of fraud

These measures help protect both Clients and the Company.

Third-Party Payment Processors

Payment processing services are provided by third-party providers such as Stripe.

These providers operate independently and have their own:

• terms of service
• privacy policies
• security procedures

By submitting payment, you also agree to the applicable terms of these third-party providers.

Fifth and Tee LLC is not responsible for the policies or actions of third-party payment processors.

Taxes

Clients are responsible for any applicable taxes required by their jurisdiction.

Unless otherwise specified, fees do not include:

• sales tax
• value-added tax (VAT)
• goods and services tax (GST)
• withholding tax

Clients are responsible for compliance with applicable tax obligations.

Currency

All fees are typically quoted and payable in United States Dollars (USD), unless otherwise specified in writing.

Clients are responsible for any:

• currency conversion fees
• bank fees
• intermediary fees
• transfer fees

The full invoiced amount must be received by Fifth and Tee LLC.

Financial Security Practices

We implement administrative, technical, and operational safeguards to protect financial transactions, including:

• secure communication channels
• encrypted data transmission
• restricted internal access
• verified payment channels
• monitoring systems

Clients share responsibility for maintaining secure communication and verifying payment instructions.

Unauthorized or Fraudulent Transactions

If you suspect unauthorized or fraudulent payment activity related to Fifth and Tee LLC, you must notify us immediately at: info@fifthandtee.com

We will investigate and take appropriate action.

Payment Authorization

By submitting payment, you represent and warrant that:

• you are authorized to use the payment method
• the payment information provided is accurate
• you authorize the transaction

Service Suspension for Security Reasons

We reserve the right to suspend Services without notice if we detect:

• suspected fraud
• payment irregularities
• unauthorized payment activity
• suspicious transactions

Services may resume after verification.

Limitation of Financial Liability

To the maximum extent permitted by law, Fifth and Tee LLC shall not be liable for:

• financial losses caused by third-party payment processors
• bank errors or delays
• unauthorized access beyond our reasonable control
• client errors in payment submission

Changes to This Policy

We reserve the right to update this Policy at any time.

Updated versions will be posted on this page with a revised Effective Date.

Continued use of Services constitutes acceptance of updated Policy.

Contact Information

Fifth and Tee LLC
75 E 3rd St, Sheridan, WY 82801, United States
Email: info@fifthandtee.com
Website: https://fifthandtee.com/